Gross-up pricing

Charge the right amount after payment fees.

Gross-up pricing means working backward from the amount you want to keep after processing fees. This is useful when a client needs an exact invoice total, or when you know the net target for a product or service.

How gross-up works

If you want to receive $100 after fees, the charge needs to be higher than $100 because the processor takes its share first. The calculator solves that backward for the chosen rate and any extra percentage you enter.

This is especially important for low-ticket products, invoices with manual review, and any workflow where the fee is charged on the total amount collected.

Simple planning rule

Start with the net target

Decide how much you want to receive after fees, not just what the buyer sees.

Use the exact rate

Enter the true provider percentage, fixed fee, and any extra markup that applies.

Check low-ticket sales

Fixed fees hurt more when the sale is small, so test your cheapest offer.

Compare providers

Small differences in percentage can change the result on larger orders.

Round for pricing

Once you get the exact gross-up, round it to a clean sales price.

Recheck before launch

Provider fees change, so review the numbers before you publish a price.